Free Small Business Checking
Free doesn’t mean a lack of customer service. At Beach it means the best personalized banking service at the best price - nothing!

• $100.00 Minimum deposit to open
• No minimum balance or monthly service charge
• 150 items per month; $.40 per item in excess
• Monthly e-statements (required)

Small Business Checking
This account provides businesses with stability, knowing what your fees will be from month to month - no changes, no surprises.

• $100.00 Minimum deposit to open
• $10 monthly service charge if average collected balance falls below $4,000
• 400 items per month; $.40 per item in excess

Commercial Account Analysis
Designed specifically for customers with a higher volume of transactions.  Monthly service charges can be reduced or eliminated through an analysis based on an earnings credit and the balance you maintain. 

• $100.00 Minimum deposit to open
• $10.00 monthly maintenance fee
• .12 per deposited item
• .15 per debit item
• .25 per deposit
• Earnings Allowance is used to offset analysis activity charges each month
• FDIC Insured

Business Interest Checking
Sole Proprietors are eligible for this interest bearing account. 

• $100.00 Minimum deposit to open
• $10.00 monthly maintenance fee
• 75 deposited items free (.15 per item in excess)
• 75 debit items free (.15 per item in excess)
• Maintenance fee can be avoided by maintaining an average collected balance of $2,500

Commercial Money Market Account
This account combines a higher rate of return on your excess funds with flexibility to make limited withdrawals as needed. A monthly maintenance fee of $10 will be waived when you maintain an average ledger balance of $2,500 or more. A $5 excessive transaction fee will be imposed for each transaction exceeding the limit (six pre-authorized transfers per month)

•  $1,000 Minimum deposit to open
• $10.00 monthly maintenance fee
• 75 deposit items (.15 per item in excess)