Careers

Current Career and Employment Opportunities

Thank you for your interest in Beach Community Bank. As a strong and growing organization, we are always seeking dedicated experts and professionals to join our team. Along with competitive salary and benefits, we promote an environment that enriches our team members’ lives, both personally and professionally. View our current position openings here and please forward resumes and/or position inquiries to resumes@beachcommunitybank.com

Beach Community Bank– Fort Walton Beach location is currently seeking a full-time Commercial Client Manager. Our Commercial Client Managers provide a variety of commercial loan products and loan services based on complexity of customers’ individual needs. Commercial Client Managers contribute to bank growth and profitability by growing deposits and providing other financial services through either direct or cross-selling efforts; referring prospects to Retail, Treasury Management, Mortgage, and Merchant Services. This role serves as a commercial banking expert for a branch or a group of branches and may train and oversee the work of supporting team members. Ideal candidates should possess the ability to develop and manage relationships with businesses having annual sales revenue from $500,000 and up.

Essential Duties and Responsibilities include the following. Other reasonably related duties may be assigned by immediate supervisor or other supervisors.

  • Meets and exceeds sales goals in loans, loan fees, deposits, treasury management income and referrals to line of business partners.
  • Develops new and existing customer relationships through networking, cross-selling opportunities and referrals to and from business product partners within the bank. Establishes and maintains comprehensive referral network to generate new client relationships, targeting more complex businesses.
  • Manages assigned portfolio and retains and strengthens current relationships. Focus is on commercial lending opportunities, but also pursues, develops, and services a wide variety of financial products.
  • Partners with branch manager and serves as the primary point of contact for the business customer. Serves as commercial banking expert for a branch or a group of branches.
  • May generate SBA loans by proactively creating, developing and maintaining internal/external relationships.
  • Proactively manages customer relationships by identifying financial needs, delivering solutions to meet the needs, and delivering quality customer service.
  • Reviews applicant financial data to evaluate credit worthiness and manages difficult credit situations.
  • Negotiates terms and makes decisions on loans within limits or makes recommendations. Monitors outstanding loans to ensure ongoing credit worthiness.
  • Represents Beach Community Bank within the community by actively serving in community organizations, participating in local chambers of commerce and other related leadership activities.
  • Adheres to established loan policies and procedures. Works with commercial credit approval process to ensure that underwriting and credit quality standards are implemented and maintained.
  • Uses professional knowledge, experience and analytical criteria to make decisions and resolve problems; acts independently to determine methods and procedures on new assignments.
  • May orient, train, assign, and review the work of lower-level team members.
  • Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role.

Qualifications:

  • Bachelor’s Degree in Finance, Accounting, Business Administration or related discipline, or an equivalent combination of education and experience.
  • Minimum of 5 years of business development experience with focus on commercial businesses in the $2-20 million revenue category.
  • Proven sales results and advisory skills. Demonstrated skill in soliciting business for bank deposit products and services. Ability to identify client needs, present banking solutions and bank products. Proven ability to retain existing customers and develop new customer relations.
  • Demonstrated credit skills.
  • Strong people relations skills and ability to work with team members and customers in a cooperative manner. Excellent communication skills.
  • Ability to make decisions, research and solve problems, work independently, and manage multiple priorities.
  • Demonstrated experience in managing a complex loan portfolio
  • Experience independently managing moderately complex customer relationships and managing some difficult credit situations
  • Strong business development calling skills.
  • Experience independently sourcing new businesses
  • Ability to negotiate and influence actions in a professional and effective manner
  • Proficient use of Microsoft Word and Excel software applications, other banking computer systems and related software, and ability to operate a variety of office equipment.

Competitive salary and benefits offered

 

Please send resumes to: resumes@beachcommunitybank.com

Please reference CCM in the subject line

 

Beach Community Bank is a drug-free workplace.

Equal Opportunity Employer

M/F/D/V

 

Beach Community Bank is currently seeking a full-time Customer Service Representative (CSR). The primary responsibility of the CSR is to create meaningful personal connections with customers, identify opportunities to meet customer needs, and assist in resolving end to end customer sales and service inquiries. The successful candidate should be ambitious and adaptable with a desire to build long term relationships with our customers based on knowing who they are, understanding their needs, and providing basic financial advice through a consultative approach. This requires an individual who is motivated by a fast paced and energetic environment, with the ability to provide personalized customer service.

Job Functions:

  • Provides a consistent optimal customer experience, primarily handling customers’ transactional needs, including but not limited to performing activities such as deposits, withdrawals, payments, and balancing.
  • Answers customer inquiries regarding products and services, fulfills basic servicing requests, and opens Consumer and Commercial products (CDs, Business and Personal Checking Accounts, Business and Personal Savings Accounts, IRAs).
  • Works to create and establish relationships with customers, remaining well-informed about the customer’s relationship with the bank and cross selling bank products as needed.
  • Educates customers on standard consumer and commercial products, emerging bank technology and digital solutions such as mobile, online, and ATM offerings, all designed to make banking easier.
  • Assists branch and fellow team members with achieving goals by assisting with basic tasks to aid in customer problem resolution.
  • Achieves required levels of outbound phone calls using generated customer and prospect lead lists to educate customers on emerging technology and assist with meeting their financial needs
  • Ensures safe and sound banking practices, including adherence to all applicable laws and regulations

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Minimum Requirements:

  • High school diploma or GED

Preferred Experience:

  • 1-2 years of prior banking, sales, and/or customer service experience
  • 2+ years of prior cash handling or Teller experience
  • Strong people relations skills and ability to work with team members and customers in a cooperative manner. Excellent communication skills.
  • Ability to make decisions, research and solve problems, work independently, and manage multiple priorities.
  • Proficient use of Microsoft Word and Excel software applications, other banking computer systems and related software, and ability to operate a variety of office equipment.

 

This position is a full-time position with typical hours being Monday-Friday 8:00AM-5:00PM. Overtime may be required as needed.

 

Please send resumes to: resumes@beachcommunitybank.com.

Please reference: CSR in the subject line.

Competitive salary and benefits are offered.

 

Beach Community Bank is a drug-free workplace

Equal Opportunity Employer

M/F/D/V

Beach Community Bank- Racetrack Operations location in Fort Walton Beach is currently seeking a full-time deposit operations team member.  Candidate should have a minimum of 2 years of banking experience (preferably in deposit operations).

The following qualities and skills are required of all applicants:

  • Dependability
  • Excellent Customer Service Skills
  • Must be able to work as a productive team
  • Ability to multi-task and work independently
  • Good organizational skills
  • Familiarity with the following programs: Excel, Word and Outlook
  • 40 WPM typing speed minimum

The following skills/knowledge are preferred:

  • Deposit Compliance knowledge
  • Deposit Operations knowledge with experience in deposit documentation
  • ACH Operations and Compliance knowledge

 

Hours – Monday through Friday 8:00AM-5:00PM (overtime may be required)

Please send resumes to: resumes@beachcommunitybank.com.

Salary is dependent upon experience and qualifications.  A competitive benefits package is also available.

Beach Community Bank is a drug-free workplace.

Equal Opportunity Employer

M/F/D/V

SUMMARY: The Document Production Specialist, documents and processes all types of commercial loans, back up documents for letters of credit, participation agreements and lease transactions. Ensures loans are documented accurately, efficiently, timely and in accordance with Bank and regulatory requirements.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.  Other reasonably related duties may be assigned by immediate supervisors or other supervisors.

  • Utilize loan documentation software to prepare documents for all types of commercial loans, including new loans, modifications and renewals, backup documents for new and renewal letters of credit ensure compliance with loan policy, terms of the written loan approval and all applicable regulatory requirements.
  • Utilize current scanning and core loan servicing to verify prior loan and collateral documentation, before preparing renewals and modifications; ensure any existing errors or deficiencies are corrected.
  • Collaborate with Lenders, Assistants and the Credit Underwriting team to understand loan structure; obtain supporting documentation and additional information needed to accurately prepare loan documents and perfect the Bank’s security interest.
  • Obtain and review all supporting documentation and third-party reports, including but not limited to:
    • Credit approval and subsequent material changes/immaterial changes/change memos to ensure that the document request is properly approved according to loan policy
    • Financial reporting requirements and covenants to ensure compliance with loan approval
    • All applicable organizational documents such as Trust Agreements, Articles of Incorporation or Organization, Operating Agreement, By-Laws, IRS Tax Verifications, and Certificates of Beneficial Ownership.
    • Lien searches, title reports, title work to ensure the Bank’s collateral position.
    • Flood determinations and applicable flood insurance to ensure compliance with bank policy and applicable regulations.
    • All types of applicable insurance (hazard, general liability, builder’s risk, property insurance) to ensure the Bank’s collateral is protected and bank is listed as Lenders Loss Payee, Mortgagee or Additional Insure, as appropriate.
    • Appraisal and appraisal reviews to confirm the accurate description of our collateral and to ensure policy requirements are met.
    • Order UCC searches to ensure the Bank’s lien position.
    • Good Standing confirmations for all borrowers and/or guarantors.
    • Paid real estate taxes receipts.
    • Compile and review HMDA (Home Mortgage Disclosure Act) packets for HMDA reporting.
    • Work with the loan documentation reviewer to ensure the accuracy, consistency, uniformity, neatness of all loan documents prior to distribution.
    • Process withdrawn and denied loan applications and prepare adverse actions as necessary.
    • Document collateral exceptions, as well as incomplete and trailing documents to track on tickler system.
    • Effectively manage open loan workflow pipeline for loan document requests to ensure all requests are processed according to service level agreements.
    • Perform post-closing document review, facilitate loan funding to ensure funds are disbursed in accordance with the loan approval and all fees are paid as required, perfect loan collateral and prepare files for booking as needed.
  • React to change in a productive manner and handle other essential tasks as assigned.
  • Interact with internal and external clients while providing extraordinary service.
  • Develop and maintain trusted, positive relationships with other employees, clients and vendors.
  • Represent the Bank and Loan Services team in a highly professional manner.
  • Complete job assignments in a professional, timely and efficient manner; organize and prioritize work.
  • Maintain confidentiality; adhere to Beach Community Bank policies and procedures; comply with laws, regulations and industry best practices.
  • Reliable and predictable attendance.

 

PHYSICAL DEMANDS AND WORK ENVIRONMENT: The physical demand described here are representative of those that must be met by an employee to successfully perform the essential functions of this position.  Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

While performing the duties of this job, this position is regularly required to use hands to finger, handle, or feel; reach with hands and arms and talk and hear. This position is frequently required to sit, and occasionally required to stand and walk.

The noise level in the work environment is usually moderate.

 

OTHER QUALIFICATIONS:

  • Substantial knowledge of commercial loan processing, procedures and regulations, including experience in loan documentation.
  • Proven performer documenting complex loans in a commercial banking environment using Sageworks or similar software.
  • Strong knowledge and understanding of bank products, services and operations.
  • Demonstrated ability to prioritize workflow and projects as well as function well in a team-based environment.
  • Demonstrated success in a multi-task environment with attention to detail and follow through.
  • Demonstrated knowledge with MS Office and office automation equipment.
  • Demonstrated knowledge and experience with office automation equipment, including phones, computers, scanners and related loan processing/banking software, including Microsoft Word, Excel, and Outlook.
  • Bachelor’s degree or equivalent combination of education and/or work experience.Please send resumes to: resumes@beachcommunitybank.com.

Beach Community Bank is a drug-free work-place. Equal Opportunity Employer M/F/D/V

Beach Community Bank’s Pensacola Loan Operations location is currently seeking a full-time loan operations team member.

Candidate must have:

  • One to two years of banking experience in one of the following areas: Loan Operations,

Deposit Operations, or Lending Services

 

Desirable candidate should possess the following qualities:

  • Excellent organizational skills
  • Ability to work as a team
  • Ability to follow multi-step process
  • Strong time management skills
  • Proficient computer software skills to include but not limited to Microsoft Excel, Word and Outlook
  • Good typing and adding machine skills
  • Ability to work in a fast-paced environment
  • Dependability

 

Hours – Monday thru Friday 8:00 a.m. – 5:00 p.m.

Salary is dependent upon experience and qualifications.

 

Beach Community Bank is a Drug-Free Workplace.

Equal Opportunity Employer

M/F/D/V

Join our team! Beach Community Bank is seeking a candidate for a full-time Loan Operations Manager position.

Job Summary Responsible for managing the Loan Administration function and associates, which includes the loan closing process, loan administration functions, construction loan monitoring, post-closing activities and related monitoring of recorded loan documents, insurance property taxes, loan servicing and other loan-related activity.  Assist and perform various duties for special projects related to consumer and business loan closing and booking.  Required to be fully knowledgeable and skilled in all areas of servicing loans. This position requires in-depth knowledge of departmental operations, ability to manage, train, and motivate team members, and a working knowledge of loan operations, processes, and procedures including compliance requirements. Communicates with bank department managers/officers to promote efficient and accurate work-flow and establishes positive working relationships across the organization.

The confidential nature of the departmental business involves discreet performance of all duties and professionalism in all aspects of bank relationships.

Essential Duties and Responsibilities may include the following:

  1. Management of the Loan Administration function and associates, which includes the following activities:
  • Prepares and reviews new loan documentation, renewals and modifications for loans in accordance with written loan approval
  • Organizes, reviews and determines necessary documentation for loans in an efficient and timely manner
  • Orders tax service on real estate portfolio
  • Orders and reviews any other due diligence items required for all loan types.
  • Review all title commitments and title searched prior to closing to assure credit quality standards are maintained
  • Book loans to the core processing system
  • Utilize all necessary loan checklists and data input sheets to properly book loans on core processing system
  • Prepares all necessary general ledger credit and debit tickets for disbursement and collection of fees
  • Processing consumer, commercial and real estate loan payments and advances on lines of credit
  • Coordinates with and communicates closely with vendors, attorneys and client managers to ensure smooth loan closings and timely settlements
  • Manages the department, trains and evaluates staff, prioritizes work, and ensures accurate and timely completion of work.
  1. Works with Client Managers, Credit Department and other Bank personnel in all lending functions.
  2. Audits loan files for regulatory compliance.
  3. Has a thorough knowledge of all Bank policies and procedures, and all State and Federal regulations that apply to this position.
  4. With oversight over this aspect of the lending function, is active in CRA, Fair Lending and record keeping compliance efforts and completes all assigned annual compliance training.
  5. Experienced with the Federal Home Loan Bank and required QCR filings.
  6. Monitors reporting from tax service for delinquent property taxes and reports to Client Managers and Chief Credit Officer.
  7. Reconciles all monthly GL accounts.
  8. Monitors and updates loan-related rates for core system.
  9. Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibilities for own actions.
  10. Other duties as assigned by Bank Management

 

Qualifications To perform this job successfully, this position must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • High school graduate with suitable work experience; Bachelor’s Degree preferred
  • 5 years of banking and 5 years loan documentation experience
  • Experience performing loan review functions
  • Proficiency with LaserPro Loan System, Horizon Loan System or similar financial software and Microsoft Office Products
  • Strong communication (written and oral), organization, interpersonal, management, analytical, and problem-solving skills
  • Detail oriented and organized with ability to multi-task and work effectively in a dynamic environment and meet deadlines
  • The ability to work independently with minimal supervision or supervision intervention, with minimal errors on all assigned duties
  • Ability to supervise, train, and monitor performance of staff

 

Knowledge, Skills and Abilities

  • Analysis – Collects and researches data; uses intuition and experience to complement data; designs work-flows and procedures.
  • Collaboration – Able to build morale and group commitments to the goals and objectives, everyone succeeds.
  • Management – Develops project plans; coordinates projects and communicates progress, completes projects on time.
  • Problem Solving – Identifies and resolves problems in a timely manner; gathers and analyzes information; develops alternative solutions; works well in group problem solving situations; uses reason even when dealing with emotional topics.
  • Professional Development – Strives to continuously build knowledge and skills; shares expertise with others.
  • Teamwork – Balances team and individual responsibilities, gives and welcomes feedback, contributes to building a positive team spirit.
  • Ability to analyze and calculate figures and amounts on complex loan transactions.
  • Excels at collaborating with others at all levels to ensure organizational goals are attained.
  • Excellent organization and communications skills.
  • Demonstrates ability to digest complex issues and develop creative solutions.
  • Excellent decision-making, problem solving and ability to multi-task in a fast pace environment.
  • Can naturally identify opportunities for increased efficiency.
  • Follows policies and procedures, completes administrative tasks correctly and on time, supports organization’s values.
  • The requirements listed above are representative of the knowledge, skill, and/or ability required.

 

Physical Demands The physical demands described here are representative of those that must be met by this position to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, this position is regularly required to use hands to finger, handle, or feel; reach with hands and arms and talk or hear. This position may require sitting, stooping, crouching, walking, pulling, lifting, grasping, hearing, kneeling, reaching, pushing, standing, talking and repetitive motions. This position may lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.

 

Work Environment The work environment characteristics described here are representative of those this position encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bank/office environment; secure, comfortable working conditions. The noise level in the work environment is usually moderate. May be required to travel to/from other branch offices, corporate office or other facilities.

 

Work Hours Usual work hours are Monday – Friday, 8:00 a.m. to 5:00 p.m. with one hour off for lunch.  Overtime work may be required from time to time.

Please send resumes to: resumes@beachcommunitybank.com.

Competitive salary and benefits are offered.

.

Beach Community Bank is a drug-free work-place.

Equal Opportunity Employer

M/F/D/V

Beach Community Mortgage is looking for Mortgage Loan Originators (MLOs) in the Crestview, South Walton, Pensacola and Tampa areas. MLOs serve as a main contact point for Borrower and Retail Operations with the loan origination process. MLOs identify financial needs and promote mortgage products to clients. Our originators eagerly take the initiative to generate their own client base and/or work leads provided by Beach Community Bank/Mortgage. Our MLOs pride themselves on staying abreast of new types of loans and other financial products in order to better meet our customers’ needs. The Mortgage Loan Originator must meet or exceed the set weekly and/or monthly production goals management has established, communicate with their Manager/Supervisor on a daily or weekly basis regarding personal production, meet strict deadlines and maintain compliance,  and resolve issues/difficulties across multiple departments while maintaining and exceeding a high level of customer service to internal and external customers .

Essential Duties and Responsibilities include the following. Other reasonably related duties may be assigned by immediate supervisor or other supervisors.

  • Maintains relationships with internal and external referral sources (i.e. realtors, past clients, internal referrals through marketing efforts).
  • Obtain and compile loan applicants’ credit histories and other financial information. Prepares mortgage loan file in Encompass, clarifies or obtains additional information as necessary.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those loan products specific to the borrower’s needs.
  • Work closely with processors, closers and underwriters.
  • Maintains and ensures complete and accurate compliance with RESPA, Regulation Z, Fair Lending, HMDA, Bank Secrecy Act and other regulations regarding the mortgage application process.
  • Protect Company’s reputation and image by maintaining Borrower confidence, deliver a high level of customer service and by keeping mortgage loan information confidential.
  • Cold Calling on Leads (provided) by telephone and follow-up on same Leads by telephone.
  • Customer Follow-Up during loan processing through channels to be approved and after loan is approved and closed.
  • Honesty and integrity in dealing with others and accountability in standing behind your work; initiative and self-motivation in serving the client, getting the job completed thoroughly and on time; good written and oral communication skills, including the ability to listen to others and understand and identify their needs; confidence in yourself and enthusiasm regarding your service. Organizational skills in having the ability to prioritize and manage numerous tasks at the same time. Miscellaneous duties as assigned.

 

Qualifications:

  • High School Diploma or GED equivalent required; some college preferred; College degree desired.
  • Intermediate computer skills (MS Office, Mortgage Loan Applications/Software)
  • Minimum of 2 years of recent mortgage loan experience.
  • Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand.
  • Must possess basic PC skills in Microsoft Windows, Word, and Excel or equivalent software. Encompass experience desired.
  • Demonstrate effective and strong verbal and listening communication skills with the ability to effectively communicate with principals, executive management and clients.
  • Demonstrate the assertiveness, perseverance, energy and passion – results oriented behavior required to be successful in this role.
  • Demonstrate effective problem solving, planning & time management skills.

 

Please send resumes to: resumes@beachcommunitybank.com. Please reference MLO in the subject line.

 

Beach Community Bank is a drug-free workplace

Equal Opportunity Employer

M/F/D/V

Job Type: Full-time

 

Didn’t find the position you’re looking for? We’re always seeking qualified professionals, so please feel free to submit your resume for potential openings!

“Our business is people: not only our customers, but our team members who serve them too!”

Tonya Bloxson Headshot

Tonya Bloxson

VP, Human Resources